Legal Access Depends On Local Law
Our Legal position starts with location and account ownership. We make the service available where local law permits, and an access decision can depend on the Indonesian region connected with your account. Before account access, we may ask you to confirm a phone number and provide
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matching account details; this helps us keep records tied to the correct person. Payment records also matter: DANA, OVO, GoPay and QRIS references are retained so we can match a cashier event with your account when a status needs checking. Bank transfer and virtual account records
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follow the same account-matching approach. If a rule changes, we update the relevant policy wording and may request a fresh account check. You should read the current Legal text before opening or using an account, because availability depends on local law and our access conditions.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.